Groww Jobs 2025 - Underwriter Associate

Groww Jobs 2025

Key Responsibilities:

• Sample-based underwriting of unsecured loans shall be conducted in compliance with established policies and procedures. 
• Will be in charge of accepting or rejecting loans based on the borrower's ability to repay the loan, creditworthiness, and examination of supporting documentation like bank statements and KYC.
• Monitor implemented policies on systems to continuously evaluate the accuracy of the rules and outputs of the system. 
• In charge of spotting any frauds or suspicious activity in the underwritten pool 
• Check to see if any warning signs have appeared while executing the policy as usual. 
• Examining the customer-provided documents to make sure they adhere to the laws and regulations 
• Uphold the strictest underwriting guidelines in all business divisions. 

Groww Careers

Requirements:

• Experience underwriting unsecured products is essential.
• Knowledge of loan origination processes and the ability to adjust as needed
• knowledge of KYC regulations and the ability to spot and report any inconsistencies
• Using practical experience, determine any anomalous trends in Customer Profile, Leverage, or any other policy parameter. 
• Capacity to perform quantitative analysis and to keep up and disseminate daily management data 
• The capacity to manage stakeholder expectations and engage in effective communication with all parties involved