Sample-based underwriting of unsecured loans shall be conducted in compliance with established policies and procedures.
Will be in charge of accepting or rejecting loans based on the borrower's ability to repay the loan, creditworthiness, and examination of supporting documentation like bank statements and KYC.
Monitor implemented policies on systems to continuously evaluate the accuracy of the rules and outputs of the system.
In charge of spotting any frauds or suspicious activity in the underwritten pool
Check to see if any warning signs have appeared while executing the policy as usual.
Examining the customer-provided documents to make sure they adhere to the laws and regulations
Uphold the strictest underwriting guidelines in all business divisions.
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Requirements:
Experience underwriting unsecured products is essential.
Knowledge of loan origination processes and the ability to adjust as needed
knowledge of KYC regulations and the ability to spot and report any inconsistencies
Using practical experience, determine any anomalous trends in Customer Profile, Leverage, or any other policy parameter.
Capacity to perform quantitative analysis and to keep up and disseminate daily management data
The capacity to manage stakeholder expectations and engage in effective communication with all parties involved