Groww Jobs 2025 - Underwriter Associate

full-time2025-07-19

Overview

Groww Jobs 2025

Key Responsibilities:

  • Sample-based underwriting of unsecured loans shall be conducted in compliance with established policies and procedures. 
  • Will be in charge of accepting or rejecting loans based on the borrower's ability to repay the loan, creditworthiness, and examination of supporting documentation like bank statements and KYC.
  • Monitor implemented policies on systems to continuously evaluate the accuracy of the rules and outputs of the system. 
  • In charge of spotting any frauds or suspicious activity in the underwritten pool 
  • Check to see if any warning signs have appeared while executing the policy as usual. 
  • Examining the customer-provided documents to make sure they adhere to the laws and regulations 
  • Uphold the strictest underwriting guidelines in all business divisions. 

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Requirements:

  • Experience underwriting unsecured products is essential.
  • Knowledge of loan origination processes and the ability to adjust as needed
  • knowledge of KYC regulations and the ability to spot and report any inconsistencies
  • Using practical experience, determine any anomalous trends in Customer Profile, Leverage, or any other policy parameter. 
  • Capacity to perform quantitative analysis and to keep up and disseminate daily management data 
  • The capacity to manage stakeholder expectations and engage in effective communication with all parties involved
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