HDFC Bank hiring - Recovery/Collections Officer at Coimbatore

About Company

One of the top private sector banks in India, HDFC Bank provides a variety of financial services, such as wealth management, credit cards, loans, corporate and retail banking, and more. Since its founding in 1994, it has developed into a reputable brand in the banking sector, renowned for its cutting-edge digital banking products and customer-focused philosophy. HDFC Bank offers both people and companies simple banking options through its extensive branch and ATM network throughout India.

HDFC Bank hiring 

Desired Candidate Profile:

Strong communication skills both in writing and speaking, as well as the capacity to listen attentively (local language fluency is required). to exhibit a high degree of integrity and ethics in the workplace. Strong communication, negotiating, and persuasion skills are necessary to choose the best course of action for resolving delinquencies. ought to be familiar with all relevant laws, actions, and amendments. Long trips within the area must be anticipated.

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Recovery/Collections Officer Job Description:

• Recovery of outstanding dues: It's critical to follow up with and deal with borrowers who are behind on their payments on a regular basis in order to ensure that overdue dues are recovered. to assess default scenarios as well and provide pertinent guidance based on the results.
• To resolve and recover non-performing assets by taking all required actions, including prompt and appropriate legal action.
• MIS Review: Every piece of recovery-related data that needs to be examined and evaluated in order to manage the portfolio. 
• Portfolio/Delinquency Management: To manage the loan portfolio and control delinquencies, employ portfolio credit risk assessment tools, legal-based resolution strategies, and IT-driven recovery tools.