HDFC Bank Vacancy - Banking Jobs For Freshers - Collections Officer

HDFC Bank Vacancy

As a Collections Officer job Description:

• Recovery of outstanding dues: To make sure that outstanding dues are recovered, it is important to regularly follow up with and deal with borrowers who are in default on their payments. to evaluate default cases as well and offer appropriate advice in light of the findings.
• Portfolio/Delinquency Management: To manage the loan portfolio and control delinquencies, employ portfolio credit risk assessment tools, legal-based resolution strategies, and IT-driven recovery tools.
• NPA Management: To resolve and recover non-performing assets by taking all required actions, including prompt and appropriate legal action. 
• MIS Review: Every piece of recovery-related data that needs to be examined and evaluated in order to manage the portfolio. 

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Desired Candidate Profile

strong command of written and verbal communication, as well as the ability to listen well (proficiency in local language is a requirement). to demonstrate a high standard of ethics and integrity in business. To select the best option for resolving delinquencies, one must possess strong negotiation skills, liaison abilities, and persuasiveness. should be knowledgeable about all applicable laws, acts, and amendments, including SARFAESI. Must be prepared to make lengthy trips inside the area.